Next-Gen Palm Vein Payment Technology

Secure • Contactless • Phone-Free Biometric Payments

No Cards / No Phones

Just your palm for seamless payments

Bank-Grade Security

Advanced biometric encryption

0.35s Instant Verification

Lightning-fast authentication

Why Traditional Payments Fail Today

Current payment methods expose businesses and consumers to significant security risks and operational inefficiencies

Card Fraud & Chargebacks

$28.6B annual losses from card fraud and disputed transactions

Identity Theft

14.4M victims annually from stolen personal information

Device Dependency

Lost phones and dead batteries block payment access

Slow Queues

Average 15-30 seconds per transaction creates bottlenecks

Compliance Risk

PCI DSS and regulatory compliance costs millions annually

Fingerprint/Face Vulnerability

External biometrics can be spoofed or compromised

Palm Vein = The Most Secure & Stable Biometric Payment

Internal Vein Pattern

Unique subcutaneous vein patterns that cannot be replicated, stolen, or forged - completely internal and invisible

RGB/IR Dual Spectrum

Advanced dual-spectrum imaging technology ensures accurate detection in all lighting conditions and environments

99.9% Accuracy Rate

Industry-leading precision with virtually zero false positives or negatives for reliable authentication

How Palm Vein Payment Works

Experience the future of secure payments with our advanced palm vein recognition technology

Palm Scan

RGB + IR Dual Spectrum imaging captures your unique palm vein pattern

Liveness Detection

Advanced algorithms verify that a live palm is present, preventing spoofing

Feature Extraction

AI processes vein patterns into unique biometric templates

Local/Cloud Matching

Secure matching against encrypted biometric database

Payment Confirmation

Instant secure transaction completion with receipt

AES-256 Encryption

Military-grade security

TokenID

Anonymous identification

0.35s Matching

Lightning-fast processing

Processing Time

0.35s

Ultra-fast authentication

Accuracy Rate

99.9%

Industry leading precision

AES-256

Security Level

Military-grade encryption

Why Palm Vein Is More Secure

Discover the revolutionary technology that makes palm vein authentication the most secure biometric solution available

Unaffected by External Factors

Palm vein patterns remain stable regardless of light conditions, age changes, humidity, or skin conditions. Works perfectly in any environment, day or night.

Internal Vein Pattern

Unlike fingerprints or facial features, palm veins are internal structures that are impossible to copy, forge, or steal. Your unique vein pattern remains completely hidden beneath the skin.

RGB + IR Multispectral Imaging

Advanced dual-spectrum technology captures both visible and infrared light patterns, ensuring accurate detection while preventing spoofing attempts with photos or replicas.

Stable Identity from Age 6+

Palm vein patterns are fully formed by age 6 and remain unchanged throughout life. Perfect for long-term identity verification across all age groups.

Unique Data Points
0 +
False Accept Rate
0 in 100B

Impossible to Forge

Internal vein structure cannot be replicated or stolen

Privacy Protected

Biometric data never leaves the secure processing unit

Lightning Fast

Authentication completed in under 0.35 seconds

Palm Payment Ecosystem

End-to-end PalmPay infrastructure for Fintech & E-Wallet systems

Palm Scanner

Advanced biometric scanning device with high-precision palm recognition technology

E-Wallet App

Mobile application for seamless payment processing and account management

Merchant POS

Point-of-sale terminal integrated with palm payment acceptance capabilities

Cloud Matching

Secure cloud-based biometric matching and authentication infrastructure

X Telcom Palm Vein Payment Hardware

Professional biometric payment solutions designed for modern businesses and secure transactions.

BioWavePass500

Key Features:

  • RGB + IR Palm Vein Scanner Recognition
  • QR Code Scanner
  • NFC Card Standard
  • Optional IC Card
  • RJ45/WIFI/ Series Ports/ USB

PalmVein01

Key Features:

  • RGB + IR Palm Vein Scanner

  • USB Connectivity

  • QR code scanner

BioWavePass AirOne

Key Features:

  • RGB + IR Palm Vein Scanner Recognition
  • QR Code Scanner
  • NFC Payment
  • Bank IC card payment
  • WIFI/USB/4G/BT
  • Built-in Battery

Ready to Transform Your Payment System?

Contact our team to discuss custom integration solutions and get started with X-Telcom technology today.

SDK & Integration for Fintech Teams

Contact our team to discuss custom integration solutions and get started with X-Telcom palm scanning technology today.

Developer-Ready Palm Payment Integration

Multi-Platform SDK Support

Android SDK

Windows SDK

Linux SDK

Flutter SDK

Sample App + Sandbox Demo

Complete sample applications with sandbox environment for testing and development

Local & Cloud Matching

Flexible deployment options with both local and cloud-based biometric matching

Token ID + AES-256 Encryption

Enterprise-grade security with tokenized IDs and military-grade encryption

Free MVP Package

Get started with 10,000 free biometric IDs for your minimum viable product

Complete Developer Resources

Access comprehensive documentation, API references, and developer support to accelerate your integration timeline.

Biometric Payment Market Trends

Global biometric payments are undergoing a major shift: from mobile-dependent authentication to device-free, frictionless payment using internal biometric identity. Among all biometric solutions, Palm Vein Payment is emerging as the fastest-growing and most investment-worthy technology, driven by financial security demands, digital identity programs, and contactless expectations.

 

📈 Global Growth Signals

20%+

CAGR (Annual Growth Rate)

Biometric payment adoption is accelerating due to the demand for secure, touchless, and user-verified payment methods in financial ecosystems.

$15B

Projected by 2030

Banks, governments, healthcare systems, and large-scale consumer networks are shifting from mobile-based identity to bank-grade biometric infrastructure.

🛡️

Compliance Ready

Aligned with KYC / AML / GDPR / PCI compliance. Regulators worldwide are pushing payments away from replicable credentials toward non-replicable internal biometrics.

Why GCC ( Gulf Cooperation Council ) Is the Fastest-Growing Market

Countries like Saudi Arabia, UAE, and Qatar are building systems where:

"One biometric identity handles registration, authentication, and payment."

🖐
No phone or card dependency

Ideal for subsidies, wallets, tourists, and unbanked groups

🌡
Unaffected by heat or sweat

Unlike fingerprint failures in high-temperature climates

😷
Fully contactless and hygiene-friendly

Preferred in public payment environments

🛡
Not visible, not photographable

Safer and more culturally accepted than face scanning

💳
Direct bank + digital wallet integration

Supports government payment ecosystems

🚀 Why Palm Vein Is the Key Biometric for the Future of Payments

Palm Vein is the only biometric solution that simultaneously provides:

👁️‍🗨️

Non-visible, impossible to replicate biometrics

Internal veins, not external features

🕐

Lifetime stability from age 6+

Unaffected by aging, weight, or appearance

📶

Supports both offline and online verification

Critical for payment systems

🛡️

Regulatory-friendly and privacy-safe by design

Stronger acceptance than facial ID

📈

As fintech evolves toward card-free, phone-free, and password-free payments

Palm Vein is positioned to become the dominant biometric for secure financial identity.

Frequently Asked Questions

Everything you need to know about Palm Vein Payment technology and X-Telcom solutions

 
What is Palm Vein Payment?

Palm Vein Payment uses the unique vein pattern inside your palm to authenticate identity and complete transactions. Unlike fingerprint or face recognition, palm vein patterns are internal, invisible, and impossible to copy, making it one of the most secure biometric payment technologies available.

🔒 Why is Palm Vein more secure than fingerprint or face recognition?

Palm veins are internal and cannot be photographed or duplicated.

Our technology reads both subcutaneous vein patterns + surface palmprint using RGB + IR multispectral imaging, combined with AES-256 encryption and 99.9% matching accuracy, making replication or spoofing virtually impossible.

🖥️ Does X Telcom provide SDK integration for developers?

Yes. X Telcom supports full SDK integration for:

  • Android
  • Windows
  • Linux
  • Flutter Plugin

We also provide sample applications, development documentation, and direct technical support for your engineering team.

💰 Is the SDK free to use?

Yes. For MVP testing or pilot projects with less than 10,000 users, our lightweight SDK and algorithm package are completely FREE.

You can deploy it on your own local server or use our cloud for testing.

🌐 Can the Palm Payment system work offline and online?

Yes. Devices support:

  • Local (offline) feature matching
  • Cloud (online) verification
  • Automatic synchronization when the network becomes available

This makes it suitable for banking, retail, and areas with unstable network coverage.

🛠️ Can we host the Palm Vein server ourselves?

Yes. You can choose either:

  • Self-hosted on your own infrastructure
  • Private cloud environment
  • X-Telcom secured cloud

Self-hosting is preferred by banks, fintech applications, and government payment systems due to compliance requirements.

How fast is palm vein verification?

Palm vein identification takes only 0.35 seconds with 99.9% accuracy, making it 95% faster than most traditional payment verification methods and significantly faster than QR or card-based authentication.

📦 What is the minimum order quantity (MOQ) for hardware?

We provide hardware for both testing and commercial deployment:

  • Sample Testing:: MOQ for testing = 2 units
  • Commercial deployment:: Discounts start from 20–100 units
  • Large-scale banking or national projects: 100–1,000+ units available

Still have questions?

Our technical team is ready to help you implement Palm Vein Payment solutions

Contact Us Now

We’ll respond to your email within 24 hours.

Contact Us Now

We’ll respond to your email within 24 hours.