Next-Gen Palm Vein Payment Technology
Secure • Contactless • Phone-Free Biometric Payments
No Cards / No Phones
Just your palm for seamless payments
Bank-Grade Security
Advanced biometric encryption
0.35s Instant Verification
Lightning-fast authentication
Why Traditional Payments Fail Today
Current payment methods expose businesses and consumers to significant security risks and operational inefficiencies
Card Fraud & Chargebacks
$28.6B annual losses from card fraud and disputed transactions
Identity Theft
14.4M victims annually from stolen personal information
Device Dependency
Lost phones and dead batteries block payment access
Slow Queues
Average 15-30 seconds per transaction creates bottlenecks
Compliance Risk
PCI DSS and regulatory compliance costs millions annually
Fingerprint/Face Vulnerability
External biometrics can be spoofed or compromised
Internal Vein Pattern
Unique subcutaneous vein patterns that cannot be replicated, stolen, or forged - completely internal and invisible
RGB/IR Dual Spectrum
Advanced dual-spectrum imaging technology ensures accurate detection in all lighting conditions and environments
99.9% Accuracy Rate
Industry-leading precision with virtually zero false positives or negatives for reliable authentication
How Palm Vein Payment Works
Experience the future of secure payments with our advanced palm vein recognition technology
Liveness Detection
Advanced algorithms verify that a live palm is present, preventing spoofing
AES-256 Encryption
Military-grade security
TokenID
Anonymous identification
0.35s Matching
Lightning-fast processing
Processing Time
0.35s
Ultra-fast authentication
Accuracy Rate
99.9%
Industry leading precision
AES-256
Security Level
Military-grade encryption
Why Palm Vein Is More Secure
Discover the revolutionary technology that makes palm vein authentication the most secure biometric solution available
Unaffected by External Factors
Palm vein patterns remain stable regardless of light conditions, age changes, humidity, or skin conditions. Works perfectly in any environment, day or night.
Internal Vein Pattern
Unlike fingerprints or facial features, palm veins are internal structures that are impossible to copy, forge, or steal. Your unique vein pattern remains completely hidden beneath the skin.
RGB + IR Multispectral Imaging
Advanced dual-spectrum technology captures both visible and infrared light patterns, ensuring accurate detection while preventing spoofing attempts with photos or replicas.
Stable Identity from Age 6+
Palm vein patterns are fully formed by age 6 and remain unchanged throughout life. Perfect for long-term identity verification across all age groups.
Impossible to Forge
Internal vein structure cannot be replicated or stolen
Privacy Protected
Biometric data never leaves the secure processing unit
Lightning Fast
Authentication completed in under 0.35 seconds
Palm Payment Ecosystem
End-to-end PalmPay infrastructure for Fintech & E-Wallet systems

Palm Scanner
Advanced biometric scanning device with high-precision palm recognition technology
E-Wallet App
Mobile application for seamless payment processing and account management
Merchant POS
Point-of-sale terminal integrated with palm payment acceptance capabilities
Cloud Matching
Secure cloud-based biometric matching and authentication infrastructure
X Telcom Palm Vein Payment Hardware
Professional biometric payment solutions designed for modern businesses and secure transactions.

BioWavePass500
Key Features:
- RGB + IR Palm Vein Scanner Recognition
- QR Code Scanner
- NFC Card Standard
- Optional IC Card
- RJ45/WIFI/ Series Ports/ USB

PalmVein01
Key Features:
RGB + IR Palm Vein Scanner
USB Connectivity
QR code scanner

BioWavePass AirOne
Key Features:
- RGB + IR Palm Vein Scanner Recognition
- QR Code Scanner
- NFC Payment
- Bank IC card payment
- WIFI/USB/4G/BT
- Built-in Battery
Ready to Transform Your Payment System?
Contact our team to discuss custom integration solutions and get started with X-Telcom technology today.
SDK & Integration for Fintech Teams
Contact our team to discuss custom integration solutions and get started with X-Telcom palm scanning technology today.
Developer-Ready Palm Payment Integration
Multi-Platform SDK Support
Android SDK
Windows SDK
Linux SDK
Flutter SDK
Sample App + Sandbox Demo
Complete sample applications with sandbox environment for testing and development
Local & Cloud Matching
Flexible deployment options with both local and cloud-based biometric matching
Token ID + AES-256 Encryption
Enterprise-grade security with tokenized IDs and military-grade encryption
Free MVP Package
Get started with 10,000 free biometric IDs for your minimum viable product

Complete Developer Resources
Access comprehensive documentation, API references, and developer support to accelerate your integration timeline.
Biometric Payment Market Trends
Global biometric payments are undergoing a major shift: from mobile-dependent authentication to device-free, frictionless payment using internal biometric identity. Among all biometric solutions, Palm Vein Payment is emerging as the fastest-growing and most investment-worthy technology, driven by financial security demands, digital identity programs, and contactless expectations.
📈 Global Growth Signals
CAGR (Annual Growth Rate)
Biometric payment adoption is accelerating due to the demand for secure, touchless, and user-verified payment methods in financial ecosystems.
Projected by 2030
Banks, governments, healthcare systems, and large-scale consumer networks are shifting from mobile-based identity to bank-grade biometric infrastructure.
Compliance Ready
Aligned with KYC / AML / GDPR / PCI compliance. Regulators worldwide are pushing payments away from replicable credentials toward non-replicable internal biometrics.
Why GCC ( Gulf Cooperation Council ) Is the Fastest-Growing Market
Countries like Saudi Arabia, UAE, and Qatar are building systems where:
"One biometric identity handles registration, authentication, and payment."
No phone or card dependency
Ideal for subsidies, wallets, tourists, and unbanked groups
Unaffected by heat or sweat
Unlike fingerprint failures in high-temperature climates
Fully contactless and hygiene-friendly
Preferred in public payment environments
Not visible, not photographable
Safer and more culturally accepted than face scanning
Direct bank + digital wallet integration
Supports government payment ecosystems
🚀 Why Palm Vein Is the Key Biometric for the Future of Payments
Palm Vein is the only biometric solution that simultaneously provides:
Non-visible, impossible to replicate biometrics
Internal veins, not external features
Lifetime stability from age 6+
Unaffected by aging, weight, or appearance
Supports both offline and online verification
Critical for payment systems
Regulatory-friendly and privacy-safe by design
Stronger acceptance than facial ID
As fintech evolves toward card-free, phone-free, and password-free payments
Palm Vein is positioned to become the dominant biometric for secure financial identity.
Frequently Asked Questions
Everything you need to know about Palm Vein Payment technology and X-Telcom solutions
❓ What is Palm Vein Payment?
Palm Vein Payment uses the unique vein pattern inside your palm to authenticate identity and complete transactions. Unlike fingerprint or face recognition, palm vein patterns are internal, invisible, and impossible to copy, making it one of the most secure biometric payment technologies available.
🔒 Why is Palm Vein more secure than fingerprint or face recognition?
Palm veins are internal and cannot be photographed or duplicated.
Our technology reads both subcutaneous vein patterns + surface palmprint using RGB + IR multispectral imaging, combined with AES-256 encryption and 99.9% matching accuracy, making replication or spoofing virtually impossible.
🖥️ Does X Telcom provide SDK integration for developers?
Yes. X Telcom supports full SDK integration for:
- Android
- Windows
- Linux
- Flutter Plugin
We also provide sample applications, development documentation, and direct technical support for your engineering team.
💰 Is the SDK free to use?
Yes. For MVP testing or pilot projects with less than 10,000 users, our lightweight SDK and algorithm package are completely FREE.
You can deploy it on your own local server or use our cloud for testing.
🌐 Can the Palm Payment system work offline and online?
Yes. Devices support:
- Local (offline) feature matching
- Cloud (online) verification
- Automatic synchronization when the network becomes available
This makes it suitable for banking, retail, and areas with unstable network coverage.
🛠️ Can we host the Palm Vein server ourselves?
Yes. You can choose either:
- Self-hosted on your own infrastructure
- Private cloud environment
- X-Telcom secured cloud
Self-hosting is preferred by banks, fintech applications, and government payment systems due to compliance requirements.
⚡ How fast is palm vein verification?
Palm vein identification takes only 0.35 seconds with 99.9% accuracy, making it 95% faster than most traditional payment verification methods and significantly faster than QR or card-based authentication.
📦 What is the minimum order quantity (MOQ) for hardware?
We provide hardware for both testing and commercial deployment:
- Sample Testing:: MOQ for testing = 2 units
- Commercial deployment:: Discounts start from 20–100 units
- Large-scale banking or national projects: 100–1,000+ units available
Still have questions?
Our technical team is ready to help you implement Palm Vein Payment solutions

