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Why Palm Payment Matters for Banks
The promise of Palm Payment (Pay with Hand) is attracting attention worldwide. It offers frictionless transactions, reduces dependency on cards or mobile phones, and enhances security through biometric verification. But bringing this innovation into the banking ecosystem requires more than just technology enthusiasm — it requires compliance and practical deployment models.
The Compliance Barrier
Banks operate in one of the most heavily regulated sectors. To introduce any new payment method, providers must satisfy:
- PCI DSS: ensuring secure handling of cardholder data
- EMV/PCI certification: ensuring the hardware used in financial transactions meets international standards
Without this foundation, no bank will risk adopting biometric hardware.
The Integration Challenge
Even with certified hardware, integration isn’t always smooth:
- Mobile POS devices often provide only one USB port, shared between charging and peripheral connections.
- When connected to a biometric device like the PalmVein01 reader, charging must be paused.
- For high-demand environments (e.g., subsidy distribution points, banking halls), this creates operational downtime.
X-Telcom’s Engineering Approach
At X-Telcom (BioWavePass), we engineered a Banking Mobile POS with customized USB output current, specifically optimized to connect with our PalmVein01 USB Palm Vein Reader.
This adjustment ensures:
- Stable power supply for biometric verification
- Smooth pairing of POS + Palm Reader in compliance with EMV/PCI standards
- Reliable user experience for fintech applications
Deployment Flexibility
We understand one size does not fit all. That’s why we offer multiple integration paths:
- Dual-device rotation: keep two units ready so one charges while the other operates.
- Custom Pop-ping port design: provide dedicated power to the Palm Reader while the original Type-C USB port is reserved for charging the POS.
- Custom handheld casing: securely fix both devices together for mobile payment scenarios.
✅ Conclusion
Banking innovation requires both compliance and creativity. With our EMV/PCI-certified POS and PalmVein01 reader integration, banks can move beyond theory and deploy palm-based payments in the real world.
At X-Telcom, our philosophy is simple: make the future of payments secure, practical, and inclusive.
