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Introduction
Financial institutions are under constant pressure to balance security, convenience, and scalability. Traditional card-based systems are reliable but vulnerable, while fingerprint recognition struggles with hygiene and accuracy in high-volume environments.
So the question arises: Is Palm Vein Technology the future of payment authentication? At X-Telcom, the answer is yes.
Security at the Core 🔐
X-Telcom’s Palm Vein Technology combines cloud + hardware encryption with HTTPS + SSL transmission. Biometric data is stored using AES-256 CBC encryption, written securely, and decrypted only when read. This ensures compliance with EMV and PCI standards.
Big Data Tested ⚡
Most vendors only rely on IR-based imaging. X-Telcom integrates RGB + IR dual recognition, significantly reducing false matches.
| Modality | FRR @ FAR=1e-6 | Description |
|---|---|---|
| RGB (Palm Print) | 1.002% | False Reject Rate |
| NIR (Palm Vein) | 1.52% | False Reject Rate |
| Combined | 1 in 100,000,000,000 (1e-11) | Probability of simultaneous failure |
This means unmatched reliability, even at database scales of 5M+ IDs, with average matching speeds of 315 ms.
Flexible Hardware Deployment 🏗️
- PalmVein01 USB Module: Connects to EMV/PCI-certified POS or terminals (Android, Linux, Windows).
- WavePass500 Terminal: Android-based, supports chip cards, NFC, Visa/MasterCard, National IDs, and QR code scanning.
From MVP to Full Integration 🚀
X-Telcom provides:
- 10,000 free cloud ID matches for MVP pilots.
- SDK/API customization for seamless integration.
- Full-stack demo apps and backend delivery for faster proof-of-concept.
Conclusion ✨
By uniting dual-modality biometrics, ultra-fast recognition, and scalable infrastructure, X-Telcom delivers one of the most secure Palm Pay technologies in the market. For banks and fintechs, it means fewer risks, faster rollouts, and stronger trust in digital identity.
tags: ["X-Telcom", "Palm Vein", "Palm Pay", "Fintech", "Banking", "EKYC", "CryptoPayment", "Biometrics"]
