Commercial Palm Payment Technology Terminal Built for Fintech & Banking Integration
Integrate secure palm payment authentication into your own wallet, banking, eKYC, or payment ecosystem using AirOne hardware, scalable biometric algorithms, and SDK/API infrastructure.
Commercial Payment Certification Architecture

Mobile Palm Payment Terminal for
Real Commercial Deployment
Palm payment authentication · Secure payment terminal infrastructure · Fintech integration capability
Built for Commercial Palm Payment Deployment
RGB + IR Palm Biometric Scanner
Dual-channel palm print and vein recognition for high accuracy.
Android 13
Modern OS platform for flexible app deployment and management.
EMV Payment Architecture
Full EMV Level 1 & 2 certified payment infrastructure.
Built-in Battery
Mobile deployment ready for field and retail environments.
Open SDK/API Integration
Android Java, Flutter SDK and Private Server Deployment Support
Palm + Card Payment
NFC, IC card, QR, and palm biometric payment support.
Commercial Payment Certification Architecture
Built for Fintech Integration
Complete SDK/API infrastructure, secure communication protocols, and flexible deployment architecture for banking and fintech platforms.
Android Java SDK
Native Android integration with full biometric and payment API access.
Android Flutter SDK
Cross-platform Flutter integration for rapid app development.
End-End Software Support
If needed, our in-house software team can assist in developing end-to-end software systems.

Secure Communication & Data Protection
- HTTP + SSL secure transmission
- AES-256 CBC encryption
- Encrypted on writing
- Decrypted on reading
Deployment Architecture
Flexible deployment options to match your infrastructure requirements.
Private Server Deployment
Customer-controlled infrastructure for maximum data sovereignty.
Cloud Verification
Scalable cloud-based biometric verification architecture.
Fintech Integration
Scalable architecture for wallet and banking system integration.
Palm Payment Architecture Flow
End-to-end secure palm payment infrastructure from biometric capture to payment processing.
Secure Payment Infrastructure
Every layer of the payment flow is protected by industry-leading security standards and certifications.
RGB + IR dual-channel biometric authentication.
Full EMV Level 1 & 2 payment certification.
PCI-approved security architecture and data protection.
Visa, Mastercard, Amex, D-PAS kernel support.
Platform Role Positioning
X-Telcom Provides
- ✦ AirOne hardware device
- ✦ Palm biometric algorithms
- ✦ SDK / API integration layer
- ✦ Authentication infrastructure
Customer Owns & Operates
- ◆ Wallet & payment platform
- ◆ Tokenization & banking connection
- ◆ Transaction processing
- ◆ End-user relationship
X-Telcom enables palm payment authentication. The customer runs the payment platform.
Small Model & Large Scale Architecture
Start with the Small Model for rapid MVP deployment, then migrate seamlessly to the Large Scale Model for enterprise-grade performance.
Small Model
Ideal for MVP testing and small-scale deployments.
- Up to 10,000 Free IDs
- End-side Palm Print Feature (RGB)
- End-side Palm Vein Feature (IR)
- SDK uploads feature vectors only
- RGB + IR images stored as backup only
Large Scale Model
Enterprise-grade performance for million-level deployments.
- Server-side feature re-extraction
- Four-layer verification architecture
- ~0.35s matching speed
- ~99.8% accuracy rate
- Million-level database support
Migration Architecture
Seamless upgrade path -- no user re-registration required.
Call Large Model registration interface
Existing RGB + IR images reused
Automated migration supported
Users don't need to re-enroll
Only device-server API interface update needed
Fintech Developer Support
Small Model Test Server
Free test environment for MVP development and validation.
Large Model Test Server
Enterprise-grade test server for performance evaluation.
SDK/API Documentation
Comprehensive technical docs and integration guides.
Integration Debugging
Migration testing environment and debugging support.
Enterprise Deployment Advantages
Complete enterprise management infrastructure with banking-grade compliance for large-scale deployments.
TMS Management
Terminal Management System for centralized device control.
OTA Support
Over-the-air firmware and software update capability.
Remote Diagnostics
Real-time remote monitoring and fault diagnostics.
Fleet Management
Manage thousands of devices from a single dashboard.
Security Policy Control
Enforce enterprise security policies across all devices.
Android Kiosk Mode
Lock devices to specific apps for dedicated deployments.
Multi-Device Deployment
Scale from pilot to enterprise-wide rollout seamlessly.
Rapid Provisioning
Fast device onboarding and configuration deployment.
Banking & Payment Compliance
AirOne meets the highest international payment certification standards required by global banks, fintech platforms, and payment networks.
- Full EMV Level 1 & Level 2 certification
- PCI-approved security architecture
- Multi-scheme contactless kernel support
- Global payment network compliance
Certified Payment Standards
Industries Powered by AirOne
AirOne palm payment technology serves diverse industries requiring secure biometric authentication and payment integration.
Build Your Own Palm Payment Platform
with AirOne
X-Telcom provides the biometric hardware, palm recognition algorithms, SDK/API infrastructure, and EMV-grade payment terminal architecture that enables fintech and banking companies to build their own palm payment ecosystems.
